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Life Credit Clients Share Success Stories

When you’re searching for financial help for cancer patients, one of your top priorities is likely making a connection with a company you can trust. Though you may explore an organization’s ratings or read articles about its work, one of the best ways to gauge the reputation of a company is by hearing directly from its clients. The following Life Credit testimonials provide firsthand accounts from people just like you and your loved ones: They know the challenges of a cancer diagnosis, and the impact it has on all facets of your life. They’ve also found comfort and confidence in the financial peace of mind Life Credit can provide. “Life Credit is a company where you’re able to borrow against your life insurance policy and live for today. Yes, I know I don’t look like it, but I have terminal cancer. And because of Life Credit, I’ve been able to live my life to the fullest. I thank them so much for all the dedication and hard work and a stress-free process. If you need Life Credit, please give them a call.” — LaBonnie “Life Credit Company was a wonderful company to go through. They worked through a difficult marital situation and got me everything I needed. I really appreciate them so much. Thank you.” — Tamara “My name is Joselito Padama and I was diagnosed with lung cancer in May of 2014 and, suffice it to say, the event was life-changing. Right from the very beginning, it took a toll on our family finances so I searched the Internet for relief and help. I found this company called...

Could a Virus Help Kill Cancer?

The search to find help for cancer patients is never-ending. New research is focused on methods that “attack” or “kill” cancer cells through alternative ways including using one’s own body to fight the disease. The term “poliovirus” has long been deemed to be associated with the deadly disease polio. However, new research may have some looking at it in a new light. Scientists at Duke University recently unveiled a study that found poliovirus may be able to provide unique help for cancer patients. The study revealed that the virus can attack cancer cells, setting off a process that jumpstarts the body’s immune system to fight back against cancer. What Does the Research Say? Researchers introduced poliovirus to subjects suffering from melanoma and breast cancer and observed that the proteins in the cancer cells served as receptors for the virus. Once it attached itself, the virus attacked the cancer cells, which responded by releasing toxic antigens. After the toxins began circulating, the body’s immune system responded, attacking the tumor. The cyclical process that the poliovirus touched off halted tumor growth. What Now? The research points to a potentially significant breakthrough in cancer treatment and prevention. Scientists plan to continue to study the role poliovirus can play in reducing the growth of melanoma, breast cancer and prostate cancer. In particular, researchers intend to use combination treatments to explore even more effective ways to generate responses from the immune system. While poliovirus has traditionally been thought of as a threat to one’s health, modern innovations in cancer research highlight the potential health-saving benefits of the virus. This type of research is among...

Supporting Someone Battling Cancer

According to CBS News, more than half of Americans have had an immediate family member who has battled cancer. Despite that staggering statistic, the mental and emotional toll of cancer may seem insurmountable for loved ones, who struggle to find the right words and actions to provide a solid support system for the cancer patient in their lives. Here are a few ways you can support a loved one through his or her diagnosis: Be aware: Even if the individual hasn’t confided in you that he or she is struggling, educate yourself about the logistical side effects of cancer, such as financial toxicity. Research has found that cancer more than doubles the risk for bankruptcy, so financial help for cancer patients can go a long way. Companies like LifeCredit provide lifesaving loans to help patients navigate their care. Make yourself aware of such resources so you can share them with the loved in your life. Be practical: Whether it’s finances or housework, think of simple ways you can help. Drop off a gift card to a place you know your loved one likes to food shop, or even stock up on groceries yourself and deliver them to their door. Grab your vacuum cleaner and head over to help them spruce up their home. Cook and deliver some meals that can be frozen. Think about the tasks that you do on a daily basis around your home and figure out ways to assist your loved one with those responsibilities. Importantly, don’t wait to be asked: Just show up and get to work. Be a good listener: Sometimes a person facing...

How to Find Financial Assistance as a Cancer Patient

When someone receives a cancer diagnosis, his or her first thought is likely about how to beat the odds. Unfortunately, that path toward success is often riddled with costs, a burdensome side effect of cancer. Fortunately, financial assistance for cancer patients is available to help increase those odds. Across the nation, health organizations and nonprofits are recognizing that cancer patients need assistance with financial resources so they can face the disease as prepared as possible. From treatment bills to medications, the cost of cancer can really add up; when you factor in lifestyle changes like reduced ability to work, the need for more childcare hours and changes to one’s diet, the expenses continue to mount. The more those financial needs are met, the better able cancer patients are to focus on their health. Here are a few of the leading resources cancer patients can consult for financial assistance: Cancer Financial Assistance Coalition: This organization is a coalition of some of the nation’s leading cancer-care and research agencies. On its website, cancer patients can input specific details, like their diagnosis and location, to find resources tailored to their situation. They can also specify a certain need, such as assistance with purchasing a wig, home care or education scholarships. This is a one-stop shop that collects the best information on financial assistance for cancer patients and presents it in a reader-friendly guide. American Cancer Society: This site has a good roundup of ACS’ extensive programming, as well as other national financial resources for cancer patients. From assistance with housing to caregiver expenses, ACS offers suggestions on how cancer patients can get...

Treatment Could Help Skin Cancer Patients

More than 3-million Americans are diagnosed every year with non-melanoma skin cancer. While the numbers are staggering, the survival rate for most skin cancers is high, with new therapies emerging to help patients overcome cancer with minimal, lasting impact. One such treatment is Superficial Radiotherapy, which, as its name suggests, provides skin-deep treatment that attacks non-melanoma cancer cells. The procedure is quick, virtually painless and often affordable, allowing money for cancer patients’ care to stay in their own pockets instead of going to hefty hospital bills. But, SRT may not be right for everyone. What is SRT? SRT is most often used to treat basal and squamous cell cancers, which are not forms of melanoma, a more serious type of skin cancer. SRT uses low doses of radiation to kill the cancer cells. The treatment takes only about 30 seconds, and is delivered once or twice a week for several weeks. Pros of SRT SRT can be performed in a doctor’s office, eliminating the need for a hospital visit. The treatment lessens the risk of scarring that’s often associated with the Mohs procedure, in which skin is removed layer by layer. There are relatively few side effects associated with SRT, except for some mild redness and irritation. SRT is typically a low-cost alternative to other treatments. The treatment is especially beneficial for people who face risks with surgery or who shouldn’t undergo anesthesia. Cons of SRT SRT is not as thorough as Mohs, which is still considered the front-line defense against non-melanoma skin cancer. The doses of radiation associated with SRT could increase the risk of recurrence of skin...

Skin Cancer Treatment More of a Financial Burden

Tanning beds are costing Americans much more than the sticker price. Artificial tanning has long been linked to increased risk for skin cancer. A new study, however, found that those stats don’t seem to be deterring people from flocking to tanning salons. So, what will slow that trend? Researchers at the University of North Carolina explored the economic impact of skin cancer that could have developed from artificial tanning, with some staggering results. What are the numbers? Researchers looked at the lifestyles of Americans diagnosed with skin cancer in 2015 to determine how prevalent “fake tanning” was. They ultimately suggested that there were as many as 263,000 cases of skin cancer in 2015 that could have been caused by artificial tanning. More specifically, there were 168,000 cases of basal cell carcinomas, 86,6000 cases of squamous cell carcinomas and 9,000 incidents of melanoma, all of which could be attributed to tanning devices. From there, they determined it would cost more than $343 million to treat skin cancer patients who contracted the disease after using tanning devices. Even more alarming is the total economic impact of tanning-related cancer on patients over their lifetimes: a loss of $127.3 billion. The steep statistics highlight the need for skin cancer financial assistance, to help patients after a diagnosis, but also the work that lays ahead to discourage Americans from stepping into a tanning device to begin with. What’s next? According to the study, a whopping 30-million Americans use artificial tanning devices every year — and that’s despite very popular knowledge that such practices have been linked to skin cancer. The federal government recently tightened...