December 2017 - Life Credit Company

Getting Financially, Physically Well with Life Credit

Under normal circumstances, finding the money for emergency home repairs is a challenge; factor into the equation a cancer diagnosis and that challenge may seem insurmountable. That’s where Life Credit Company comes in. Our living benefit loans provide vital financial help for cancer patients, allowing them to manage day-to-day expenses with a clearer mind — ultimately enabling them to focus on their physical health. From combatting a leaky roof to paying down medical bills, these Life Credit testimonials shed light on the many ways our programs help cancer patients get on the path to financial health. “Hi, I’m Rebecca from Houston, Texas, and I’ve been battling cancer for four-and-a-half years. This past fall I was diagnosed with stage four cancer. Because I was not able to work full-time continuously during this four-and-a-half years, both mine and my husband’s credit took a hit. This past spring we had leaks in our roof and turns out we needed a new central AC unit. Because of our credit, we were not able to get a loan and we had gone through our life savings. So, I started researching and looking for alternatives. Through that, I found Life Credit and I looked into them. I am a former fraud analyst with a national bank and my husband is a police officer, so we’re naturally skeptical people. I researched thoroughly Life Credit and found absolutely nothing negative. I went through the Secretary of State, Better Business Bureau and I really thoroughly researched them. I called and I did speak to Craig initially and he answered all my questions. When I was ready to commit,...

How Being Preventative Can Impact Your Finances

When deciding a course of treatment for cancer, most patients will likely explore a range of options, from the most conservative to the most aggressive. The decision on which path to take may involve extensive medical testing, consults with physicians and specialists and discussions with loved ones about the short- and long-term impacts of the treatments. Another consideration may be finances. The cost of preventative cancer care may sway some patients against more aggressive forms of treatment, while for others the expense may be worth the peace of mind. According to a recent report in HealthDay, women diagnosed with breast cancer who opted for a double mastectomy — the removal of both breasts, often undertaken to prevent the future recurrence of cancer — faced more pervasive financial challenges than those who pursued less-aggressive forms of treatment. More than half of the 1,000 women studied had a lumpectomy, the most conservative treatment, while a third chose chemotherapy and the remaining had a mastectomy, either bilateral or unilateral. The women who had both breasts removed were eight times more likely than those who had a lumpectomy to miss more than four weeks of work following the procedure. Those reduced working hours amounted to an average loss of more than $5,000 in income over that month. Complicating the matter is that studies have shown that women who opt for a bilateral mastectomy largely would have achieved the same medical results from a lumpectomy — but pursued the more-aggressive treatment to err on the side of caution. While there are pros and cons to being aggressive, the decision ultimately lies with each individual...

Life Credit Clients Share Success Stories

When you’re searching for financial help for cancer patients, one of your top priorities is likely making a connection with a company you can trust. Though you may explore an organization’s ratings or read articles about its work, one of the best ways to gauge the reputation of a company is by hearing directly from its clients. The following Life Credit testimonials provide firsthand accounts from people just like you and your loved ones: They know the challenges of a cancer diagnosis, and the impact it has on all facets of your life. They’ve also found comfort and confidence in the financial peace of mind Life Credit can provide. “Life Credit is a company where you’re able to borrow against your life insurance policy and live for today. Yes, I know I don’t look like it, but I have terminal cancer. And because of Life Credit, I’ve been able to live my life to the fullest. I thank them so much for all the dedication and hard work and a stress-free process. If you need Life Credit, please give them a call.” — LaBonnie “Life Credit Company was a wonderful company to go through. They worked through a difficult marital situation and got me everything I needed. I really appreciate them so much. Thank you.” — Tamara “My name is Joselito Padama and I was diagnosed with lung cancer in May of 2014 and, suffice it to say, the event was life-changing. Right from the very beginning, it took a toll on our family finances so I searched the Internet for relief and help. I found this company called...