Loans for Cancer Patients | Medical Loan Companies for Cancer Patients

A Grateful Wife

“Life Credit was our miracle.”

Ellen's Story

The Survivor

“My ‘Living Benefit Loan’ has allowed me to live a life with less stress.”
John's Story

Proud partners with
Cancer Treatment Centers of America 

Helping us reach the 4.1 million
that need our assistance

Learn More

A Strong Mom

“I feel very blessed.”

Tracey's Story

What is a Living Benefit Loan?

Life Credit Company provides financial help for cancer patients and Seniors through its Living Benefit Program. Through our program you can receive up to 50% of your life insurance policy’s death benefit today. You will never be required to make a medical loan payments or incur any out-of-pocket expenses. Whether you need to catch up on medical bills, consolidate debt or take your family on that dream vacation, this is your money to spend without restrictions. If you have been diagnosed with cancer or another serious medical condition and have at least $75,000 of life insurance, you may qualify.  Contact us to speak with a professional counselor who is standing by to assist you.

Watch Our Video To Learn More

As featured on PBS’s American Health Journal

Lives Changed

The Living Benefit Loan Program

Receive a cash advance against any life insurance policy through our Living Benefit Loan Program. Get the financial help you need within 30 days.

How It Works

We will issue you a loan secured solely by your life insurance policy for up to 50% of its death benefit. Our loan is repaid by your life insurance policy’s death benefit with the remainder going to your beneficiaries. Learn more.

How to Qualify

If you have been diagnosed with cancer or other serious illness and own $75,000 or more of life insurance coverage, you may qualify for a Living Benefit Loan. Learn more here.

Our Simple Loan Process

1-Apply 2-Get approved 3-Receive your funds

Learn about loans for cancer patients and our simple loan process. Contact us today to get started by completing our short application.

About Us

We are a nationally licensed consumer lender that is dedicated to providing Living Benefit Loans for cancer patients and other seriously ill patients. We aim to provide financial assistance for the patients who need it the most. Learn more.


If you are still feeling a little uncertain, visit our FAQ  page to learn more about our Living Benefit Loan program which provides financial help for cancer patients. If you still can’t find what you need, contact us.


“My fight with cancer has taken an emotional and financial toll on me and my family. Through a Living Benefit Loan, I received $132,000 when I needed it most.” – Brian H.   Read other reviews.

Hi I’m David.

I am looking forward to helping you get the money you need today. Whether you are ready to apply or just have a question, please do not hesitate to reach out.


David Curiel

Director of Client Relations

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Call Us at 1-888-274-1777

Life Credit Company, LLC
7911 Herchel Avenue, Suite 201
La Jolla, CA 92037
Business Hours: 9:30am-6:30pm EST M-F

Life Credit Company BBB Business Review

California Finance Lender License # 603K051

Maximum APR = 35.99%, Minimum repayment = 90 days, maximum repayment = 120 months. Your actual rate depends upon, loan amount, loan term, and collateral, and will be agreed upon between you and the lender. An example of total amount paid on a loan of $200,000 secured by a $400,000 life insurance policy for a term of 24 months at a rate of 18% would be equivalent to $295,188.80 over the 24 month life of the loan, this includes an origination fee equal to 3% of the life insurance policy’s death benefit which serves as collateral. Life Credit Company, LLC is a California licensed consumer lender, as required by law, with its main office located at 7911 Herschel Avenue, Suite 201., La Jolla, CA 92037, Telephone Number 888-274-1777. California Finance Lender License #601K051. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.