Life Insurance Loans | Financial Resources for Cancer Patients

A Grateful Wife

“Life Credit was our miracle.”

Ellen's Story

The Survivor

“My ‘Living Benefit Loan’ has allowed me to live a life with less stress.”
John's Story

Proud partners with
Cancer Treatment Centers of America 

Helping us reach the 4.1 million
that need our assistance

Learn More

A Strong Mom

“I feel very blessed.”

Tracey's Story

What is a Living Benefit Loan?

Life Credit Company provides financial assistance for cancer patients through its Living Benefit Loan program. Living Benefit Loans can provide financial help for cancer patients by paying up to 50% of your life insurance policy’s death benefit today. You will never be required to make loan payments or incur any out-of-pocket expenses. Whether you need to catch up on medical bills, consolidate debt or take your family on that dream vacation, this is your money to spend without restrictions. If you have at least $75,000 of life insurance and have been diagnosed with cancer or another serious medical condition, you may qualify for a living benefit loan. Contact us to speak with a professional counselor who is standing by to assist you.

Watch Our Video To Learn More

Lives Changed

Loans for Cancer Patients

Receive a cash advance against any life insurance policy through our Living Benefit Loan Program. Get the financial help you need within 30 days.

How It Works

We will issue you a loan secured solely by your life insurance policy for up to 50% of its death benefit. Our loan is repaid by your life insurance policy’s death benefit with the remainder going to your beneficiaries. Learn more.

How to Qualify

If you have been diagnosed with cancer or other serious illness and own $75,000 or more of life insurance coverage, you may qualify for a Living Benefit Loan. Learn more here.

Our Simple Loan Process

1-Apply 2-Get approved 3-Receive your funds

Learn about loans for cancer patients and our simple loan process. Contact us today to get started by completing our short application.

About Us

We are a nationally licensed consumer lender that is dedicated to providing Living Benefit Loans for cancer patients and other seriously ill patients. We aim to provide financial assistance for the patients who need it the most. Learn more.


If you are still feeling a little uncertain, visit our FAQ  page to learn more about our Living Benefit Loan program which provides financial help for cancer patients. If you still can’t find what you need, contact us.


“My fight with cancer has taken an emotional and financial toll on me and my family. Through a Living Benefit Loan, I received $132,000 when I needed it most.” – Brian H.   Read other reviews.

Hi I’m David.

I am looking forward to helping you get the money you need today. Whether you are ready to apply or just have a question, please do not hesitate to reach out.


David Curiel

Director of Client Relations

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Call Us at 1-888-274-1777

Life Credit Company, LLC
7911 Herchel Avenue, Suite 201
La Jolla, CA 92037

Business Hours: 9:30am-6:30pm EST M-F

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