March 2015 - Life Credit Company

3 Holistic Treatments for Cancer

If you or someone you know is suffering from cancer, chemotherapy and radiation may seem like the only option. However, help for cancer patients comes in many forms. There are many holistic cancer treatments that you’ve probably never heard of that can help just as well.  Here are three holistic cancer treatments that are commonly used to for patients. Cellect-Budwig Protocol The Cellect-Budwig Protocol is a superb cancer treatment that is often combined with a high frequency device, otherwise known as a plasma electro medicine device. The device uses a specific technology that is intended to revert cancer cells into normal cells.  It is believed to be one of the most effective holistic treatments available. Photon Protocol The Photon Protocol tackles the microbes and parasites in specific organs. These microbes are believed to weaken the immune system and eventually cause the cancer cells to overpower healthy cells. Therefore, the goal of this protocol combines specific supplements and a photon device to kill the microbes and reenergizes the overall immune system. Dirt Cheap Protocol The Dirt Cheap Protocol was designed for cancer patients who lack funding or live in poorer counties that don’t have access to conventional medicine. It’s recommended that this treatment be used for three weeks after finishing either of the protocols mentioned above. This treatment incorporates several holistic methods that aim to turn remaining cancer cells into healthy cells over time. The Cellect-Budwig Protocol, Photon Protocol and Dirt Cheap Protocol are three popular holistic methods for cancer patients, but there are other options as well. Keep in mind that different cancers should use different combinations of protocols...

How You Can Prepare for a Loved One Diagnosed with Cancer

When a loved one has been diagnosed with a life threatening illness, so many thoughts run through our mind. We wonder how to help with financial assistance for cancer patients and how we can provide emotional and physical support. What formula works best as a support person? Given how varied people’s situations are, both for the patient and the friend or relative, that’s tough to answer. But two guiding principles stand out. Grasping Some Difficult Opportunities First, what may look like common sense, logical, or obvious to you may not be how the patient sees it. And, except where the patient is a child or has a mental disability, it isn’t our role to parent them, teach them or steer them in the right direction. What’s right for them may not be right for you. Choices you would make in their situation are undoubtedly going to differ, at least slightly and perhaps dramatically, from what they would do. That may be the hardest lesson: don’t steer; the patient is driving. The second principle flows from the first: support means backing the choices of our friend or relative even when we would choose differently. Our advice can be useful, but it may not be wanted. Instead, the best support is usually the simplest: carry out the instructions and wishes of the patient. Following the patient’s lead can be extremely hard. Many cancer patients make life and death decisions. They are making choices that sometimes contravene our own principles. But that is often the most important preparation we can make. Whether we’re in a position to offer financial assistance to a...

Understanding Life Insurance Loans

When should you borrow against life insurance and how does that work? There are a lot of factors to consider and we can help you find answers to some of the most common questions about life insurance loans. The first question is whether the policy actually can be borrowed against when you are trying to borrow money from your insurance carrier. Term life cannot because it is for a specified time and expires. It also doesn’t accumulate any cash value. However, whole life and universal life policies do build cash value over time. Getting Familiar With Life Insurance Loans The longer you’ve had the policy, the more cash has had a chance to build up in it. You may want to consider other loan sources first — a home equity line of credit, for example, can feature very reasonable interest rates. But other loan sources come with a catch: you have to make regular payments on them, which can be difficult depending on circumstances. That isn’t true with a loan against life insurance, because the insurance policy acts as collateral against the loan. You don’t have to make payments. Consider the circumstances, such as the speed with which the borrower needs the money and whether they qualify for other loans. A loan against life insurance can be extremely convenient because it does not rely on the credit score of the borrower. That may sound too good to be true but it is true: the lender is protected against default by using the insurance policy as collateral. Life insurance loans also have another advantage: the loans are tax-free. And there is no restriction or...