by Life Credit Company | Jun 3, 2015 | Cancer Treatments & Therapies
Newly diagnosed cancer patients and their families have a lot of questions, making it critical to quickly identify reliable resources for emotional, physical and financial support. The first place patients tend to head is to their computers, which can have both positive and negative impact, depending upon the type of information they discover. Though surfing the web can be perilous, there is a lot to be said for a little anonymous comfort-seeking and the ability to immediately connect to patients in all stages of the disease. Most of the prominent cancer organizations have online communities and can quickly put patients on a path of positivity and productivity by addressing the most pressing concerns such as finding the right doctor, making sense of the statistics, what to expect from surgery and chemotherapy, where to find a local support group, and how to stay healthy while undergoing treatment. Still others focus on the practical aspects of handing a cancer diagnosis: how to pay for treatment, how to navigate health insurance red tape, where to go for free services to help minimize costs, understanding legal matters, and short- and longterm financial planning. All of this information is essential for patients and their families, which is why the team at Life Credit devotes several hours each week to researching and familiarizing themselves with both the benefits and deficits of relying on cancer support organizations during this scary and uncertain time. In an effort to help our clients find the resources that best match their needs, the Life Credit blog is kicking off a series of posts evaluating several national cancer organizations. Additionally, in...
by Life Credit Company | May 2, 2015 | Financial Assistance for Cancer Patients
FEGLI stands for Federal Employees’ Group Life Insurance and is one of numerous government programs set in place for federal workers. As an eligible federal employee, a person is automatically enrolled for this basic insurance program. Everyone should have life insurance in case of a fatal incident, and federal personnel are entitled to have several options in choosing the amount of life insurance that is right for them. FEGLI offers three types of optional insurance, including a standard amount of $10,000; an annual option that is offered in an amount from one to five times the annual rate of a basic pay after rounding salary numbers up to the next even $1,000; and a family selection, which gives one to five multiples of coverage for a spouse and eligible dependent kids. There are numerous benefits to have a FEGLI policy, including group rates and convenient payroll deductions. In the event of a financial emergency, it is also possible to take out a FEGLI loan. The loan doesn’t require any payments to be made and the repayment is handled from the proceeds of a death benefit. Thus, FEGLI policies not only help loved ones of the deceased, but it can also help you in times of financial crisis. To learn more about borrowing from FEGLI, give us a call at 1-888-274-1777. Life Credit CompanyWe are a licensed consumer lender that is dedicated to providing financial assistance for patients who are facing serious illness. With a Living Benefit Loan, from Life Credit Company, you can receive up to 50% of your life insurance policy’s death benefit today. Whether you need to...
by Life Credit Company | Apr 23, 2015 | Quality of Life & Emotional Support
If your friend or relative was recently diagnosed with cancer, it can be a physical, emotional, and financial difficultly for everyone they know. Throwing benefits are a great way to offer financial help for cancer patients. Here’s how you can plan a benefit to ease the financial burden of your loved one suffering from cancer. Create a Plan First, gather a small group of people to help plan the event. There are many great fundraising ideas for cancer patients so within the group decide what kind of benefit to host, such as silent auctions, spaghetti dinners, or bowling. Be sure to pick something fun and uplifting to get the community involved and boost the patient’s morale. Next, pick a location and time and give yourself at least a month in advance to plan. Some places like schools, churches, and fire halls will donate their facilities for free, so be sure to pick a facility that best fits the situation. Stick to Your Budget Next, estimate the cost of the supplies and decide on admission price. Some people just ask for donations at the door while others provide a set price. Offering a 50/50 raffle is another great way to raise funds if a set door price isn’t desirable. You can also save costs by asking for donations from local businesses, such as food, auction items, raffle items, utensils, or decorations. Be sure to collect the contact info of all donors, including those at the event, so you can send out “thank you” notes to show your appreciation. Spread the Word Finally, be sure to advertise around town and contact local media...
by Life Credit Company | Apr 20, 2015 | Quality of Life & Emotional Support
If a loved one or friend of yours was recently diagnosed with cancer, it’s important to give them the emotional support they need. Here’s how to help lessen their new burden, including finding financial assistance for cancer patients. The Little Things Matter When a friend or family member is first diagnosed with cancer, some people avoid them altogether for fear of disturbing them or not knowing what to say. However, the best thing you can do for them is making them feel as normal and loved as possible. Cancer can be a lonely disease, so be sure to invite the person to go out with you or just spend time with them. Whether it’s going out for lunch or seeing a movie, most cancer patients would love an excuse to get out and forget about their problems for a while. Be a Good Listener Furthermore, always be sure to listen to them with an open mind and closed mouth. They may want to talk to you about their chances of survival and what will happen if they don’t. Reassure them that you’ll honor their wishes and requests, whether it’s about their living will or giving their pet a good home. If you avoid these conversations because you’re hopeful they’ll survive, it could make it more difficult for them. Ease Their Financial Worries Finally, you can help them feel better by easing the financial burden of their treatment. Offer any financial assistance you can and politely ask their friends and relatives for help too. You can also raise funds with loans, benefits, or online fundraisers. Plus, there are lots of...
by Life Credit Company | Mar 30, 2015 | Cancer Treatments & Therapies
If you or someone you know is suffering from cancer, chemotherapy and radiation may seem like the only option. However, help for cancer patients comes in many forms. There are many holistic cancer treatments that you’ve probably never heard of that can help just as well. Here are three holistic cancer treatments that are commonly used to for patients. Cellect-Budwig Protocol The Cellect-Budwig Protocol is a superb cancer treatment that is often combined with a high frequency device, otherwise known as a plasma electro medicine device. The device uses a specific technology that is intended to revert cancer cells into normal cells. It is believed to be one of the most effective holistic treatments available. Photon Protocol The Photon Protocol tackles the microbes and parasites in specific organs. These microbes are believed to weaken the immune system and eventually cause the cancer cells to overpower healthy cells. Therefore, the goal of this protocol combines specific supplements and a photon device to kill the microbes and reenergizes the overall immune system. Dirt Cheap Protocol The Dirt Cheap Protocol was designed for cancer patients who lack funding or live in poorer counties that don’t have access to conventional medicine. It’s recommended that this treatment be used for three weeks after finishing either of the protocols mentioned above. This treatment incorporates several holistic methods that aim to turn remaining cancer cells into healthy cells over time. The Cellect-Budwig Protocol, Photon Protocol and Dirt Cheap Protocol are three popular holistic methods for cancer patients, but there are other options as well. Keep in mind that different cancers should use different combinations of protocols...
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