How To Qualify


  • You have at least $75,000 of life insurance coverage

  • You have been diagnosed with cancer or another serious illness

  • Or you are a senior over age 70 with a chronic disease

If you answered yes to these, you may qualify for our Living Benefit life insurance loan program.

How to Qualify for a Living Benefit Loan


$75,000 (or more) of life insurance coverage

Regardless of what type of life insurance policy you own, if you have at least $75,000 of coverage you may be eligible for our life insurance loan program. We specialize in providing financial aid for cancer patients and helping other seriously ill patients through our Living Benefit Loan program. Here are some of the types of life insurance policies that we accept:

– Term Life Insurance – Group Life Insurance – FEGLI (Federal Employees’ Group Life Insurance) – Whole Life Insurance – Variable Life Insurance – Universal Life Insurance


Cancer diagnosis or Senior with chronic disease

We provide financial help for cancer patients and others who have been diagnosed with a serious illness. You may be eligible for a Living Benefit Loan. Some of the patients we work with include:

– Cancer Patients
– Seniors with Chronic Disease
– ALS Patients
– Alzheimer’s Patients
– Congestive Heart Failure Patients
– Stage IV Renal Failure Patients
– End-stage Liver Disease Patients

Uncertain about whether your life insurance policy is eligible, or whether your medical condition qualifies?

Call Us to Learn More