A Living Benefit Loan lets you borrow against your life insurance — without selling it. No monthly payments. No credit check. Funding in as few as 3 days. Explore financial help by condition.
Select your condition for information about treatment costs, financial burden, and how a Living Benefit Loan can help.
~5,000 new cases/year
Average annual cost: $150K-$250K. Progressive motor neuron disease requiring intensive care and home modifications.
Learn more →500,000+ new cases/year
The most expensive disease in America. Average lifetime cost: $392,874. Memory care facilities cost $5K-$8K/month.
Learn more →550,000 new cases/year
Annual per-patient cost: $24K-$50K. Heart transplant costs $1.4M+. Frequent hospitalizations add up fast.
Learn more →130,000+ progress to ESRD/year
Dialysis costs $90K-$100K/year. Kidney transplant: $400K+. Many patients can't work full-time during treatment.
Learn more →150,000+ deaths/year
Third leading cause of death in the US. Severe cases cost $40K+/year. Supplemental oxygen: $300-$1K/month.
Learn more →2M+ new cases/year
We cover 16 cancer types. Explore financial help for breast, lung, prostate, pancreatic, and more.
View all cancer types →Find out how much cash you can access from your life insurance — no obligation, no credit check, funding in as few as 3 days.
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Call 1-888-274-1777Find out how much you can access — no obligation, no credit check.
