A Living Benefit Loan lets you borrow against your life insurance policy — up to 50% of the death benefit — without selling it. No monthly payments. No credit check. Funding in as few as 3 days.
Alzheimer's disease is the most common cause of dementia, affecting over 6.9 million Americans. Approximately 500,000 new cases are diagnosed each year. The disease is progressive and ultimately fatal, with patients living an average of 4-8 years after diagnosis, though some live up to 20 years.
500,000+
New Cases per Year
varies
5-Year Survival
3 Days
To Funding
There is no cure for Alzheimer's, though FDA-approved treatments like lecanemab (Leqembi) and donanemab aim to slow progression. Treatment includes cognitive stimulation, medication management, behavioral interventions, and eventually full-time memory care. The disease progresses through stages requiring increasing levels of supervision and care.
Alzheimer's is the most expensive disease in America. The average lifetime cost of care for a person with dementia is $392,874. Memory care facilities cost $5,000-$8,000 per month. In-home caregivers cost $20-$30 per hour. Family caregivers provide an estimated $346.6 billion in unpaid care annually.
If you have a life insurance policy with a death benefit of $75,000 or more, you may be able to borrow against it — without selling it, without monthly payments, and without a credit check.
Unlike a viatical settlement, you don't sell your policy. Your beneficiaries still receive the remaining death benefit.
Receive up to 50% of your death benefit in as few as 3 days. When time matters, speed matters.
The loan is repaid from the death benefit. No income requirements, no credit check, no financial stress.
Medical bills, caregivers, home modifications, facility costs, family expenses — there are no restrictions.
Life insurance policy with a death benefit of $75,000 or more
Diagnosed with Alzheimer's Disease or another serious medical condition
Policy is active with premiums current (or within the grace period)
Find out how much you can access — no obligation, no credit check.
Find out how much cash you can access from your life insurance — no obligation, no credit check, funding in as few as 3 days.
Prefer to talk?
Call 1-888-274-1777Explore More Resources
