Trustpilot ★★★★★ 4.9/5 ✓ Featured on PBS ✓ CA Licensed Lender

Financial Help When You Need It Most

Life Credit provides Living Benefit Loans for cancer patients and seriously ill individuals. Borrow up to 50% of your life insurance — no payments, no credit checks, approved in 3 days.

★★★★★ 4.9/5 from 223+ reviews on Trustpilot
50%
of death benefit available
3 Days
average approval time
$175M+
delivered to patients
$0
loan payments — ever
Financial advisor reviewing documents with client
Grandmother and granddaughter sharing a warm moment

What is a Living Benefit Loan?

Life Credit provides loans for cancer patients and others who have a serious illness through its Living Benefit Program. A Living Benefit Loan allows you to borrow money against any life insurance policy. You can receive up to 50% of your life insurance policy's death benefit.

You will never be required to make loan payments or incur any out-of-pocket expenses. Whether you need to catch up on medical bills, consolidate debt, pay your mortgage, or take your family on a dream vacation — this is your money to spend without restrictions.

No Loan Payments

You will never be required to make loan payments or incur any out-of-pocket expenses.

No Credit Checks

You will never be declined due to poor credit, lack of income, or previous bankruptcy.

Approved in 3 Days

Life insurance loans are approved within 3 days upon receipt of a complete application.

We Pay Premiums

We will pay all of your life insurance policy's future premium payments on your behalf.

No Spending Restrictions

Pay medical bills, consolidate debt, take a family vacation — no restrictions on how you use the funds.

Free Consultation

Our professional consultants will help you through your loan application process at no cost or obligation.

Simple 3-Step Process

Financial assistance for cancer patients is just 3 simple steps away.

1

Apply

Contact us so a professional counselor can walk you through our short life insurance loan application process. We'll gather information about your health and life insurance policy.

2

Get Approved

Within 72 hours of receiving a complete application, your dedicated counselor will inform you of how much of a loan you qualify for. We'll then enter into a loan agreement.

3

Receive Your Funds

Once we receive confirmation from your life insurance company that our loan has been recorded, we will immediately disburse your funds.

Lives Changed

Real stories from real patients whose lives were transformed.

★★★★★

"Life Credit was our miracle. They loaned us $70,000 against his life insurance policy… they have made this journey my husband and I are on go a little smoother with less worry about finances so we can focus on him."

Ellen M.
A Grateful Wife
★★★★★

"Taking the loan out on my life insurance has allowed me to live my life with less stress and allowed me to do the therapies that I need without becoming financially encumbered or a burden to my family."

John M.
The Survivor
★★★★★

"I received the money I needed within 2 weeks time. We had no idea that companies like this existed, we are so grateful and thankful, they took a heavy burden out of our lives and now we are stress free."

Enriqueta
Multiple Myeloma Patient
Trustpilot
★★★★★ 4.9 out of 5

What Our Clients Say on Trustpilot

Real reviews from verified clients — 223+ and counting.

★★★★★

"The last thing we wanted to do was have to sell my husband's life insurance... By selling his policy we were able to get our finances in order and have money for his final expenses."

V
Verified Reviewer
Life Credit Client
★★★★★

"I can't express how thankful I am for the help Life Credit has given me. David Curiel was so helpful, patient and kind during the process."

V
Verified Reviewer
Life Credit Client
★★★★★

"Everyone at LifeCredit provided exceptional service. They always made me feel that I was a priority. This money came at a time when we desperately needed it."

V
Verified Reviewer
Life Credit Client
★★★★★

"They are truly a miracle making company that didn't allow obstacles to get in the way of assisting me and my family. I would recommend their services to everyone."

V
Verified Reviewer
Life Credit Client
★★★★★

"Life Credit exceeded my expectations. I'm grateful and thankful to them for their honesty, professionalism and constant contact."

V
Verified Reviewer
Life Credit Client
★★★★★
4.9 / 5
Based on 223+ verified reviews
Read All Reviews on Trustpilot
David Curiel – Director of Client Relations

"I am looking forward to helping you get the money you need today. Whether you are ready to apply or just have a question, please do not hesitate to reach out."

David Curiel
Director of Client Relations

Get the Financial Help You Need

Contact us today. Fill out the short form and we'll get back to you right away.

Open Hours: 9:30am–6:30pm EST M–F
7924 Ivanhoe Avenue, Suite 10
La Jolla, CA 92037
support@lifecredit.com
✓ CA Finance Lender #601K051
✓ As Seen on PBS

Schedule a Free Consultation

A life insurance policy with a death benefit of at least $100,000 is required to qualify.

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